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Soccer three-way moneyline: home, draw, away

A three-way moneyline in soccer has three results: home win, draw and away win. It settles on 90 minutes plus added time, so extra time and penalties do not count.

Reviewed Oct 15, 2026

Answer first

90s
  1. 01Three outcomes: home, draw, away.
  2. 02Settles after 90 minutes plus added time.
  3. 03Draws are common in soccer.

Key numbers

Three-way at a glance

3OutcomesHome, draw, away
90 minSettles onPlus added time
About 25%Draw shareMany leagues
+230Typical drawEven match

In short

Key takeaways

  • Extra time does not count.
  • A draw loses both team bets.
  • Prices add to more than 100%.
  • Draw no bet removes the draw.

Progress

How it settles

  1. 1

    90 minutes

    Plus added time

  2. 2

    Score

    Final result

  3. 3

    Outcome

    Home, draw or away

  4. 4

    Pay

    One side wins

Cup extra time and penalties are ignored.

Sample three-way odds

OutcomeOddsImplied chance
Home+15040%
Draw+23030.3%
Away+19034.5%

Total about 104.8%; the extra is the book margin.

Why draws matter

In many top leagues about a quarter of matches end level. That is why the draw is priced as its own outcome.

A team bet in a three-way market loses on a draw. A two-way moneyline, where offered, may refund it instead.

Related markets

MarketOn a drawPrice vs three-way
Three-wayTeam bets loseLongest
Draw no betRefundShorter
Double chanceCovers drawShortest

Each market trades price for cover.

Cup matches

In a knockout cup, a match may go to extra time and penalties. The three-way bet still settles on 90 minutes.

If you want the team that goes through, look for a to qualify or to lift the trophy market.

Sequence

Betting a three-way line

  1. Step 01

    Read the prices

    Three outcomes.

  2. Step 02

    Convert to chance

    Implied odds.

  3. Step 03

    Check the margin

    Total over 100%.

  4. Step 04

    Judge the draw

    League and style.

  5. Step 05

    Pick a market

    Three-way, DNB or double chance.

A worked example

You bet $10 on the away team at +190. The match is 1-1 after 90 minutes and the away team wins on penalties.

Your bet loses, because the 90-minute result was a draw. A to qualify bet on the same team would have won.

Converting prices to chances

For a positive price, divide 100 by the odds plus 100. At +150 that is 100 ÷ 250, or 40%.

For a negative price, divide the odds by the odds plus 100, using positive numbers. At -150 that is 150 ÷ 250, or 60%.

Add the three chances to see the margin. Lower totals mean better prices for you.

Common mistakes

Forgetting the draw
Team bets lose on a draw.
Counting extra time
Not included.
Ignoring margin
Prices add over 100%.
Skipping DNB
It refunds draws.

Leagues and draws

Draw rates differ between leagues and seasons. Defensive leagues tend to have more draws than attacking ones.

Late in a season, a draw may suit both teams. Motivation can change how a match is played.

Check recent league data before betting the draw. A single season can be misleading, so look at several.

Floor rules

Three-way terms

Know before you sit

1X2
Another name for the three-way line.
Added time
Stoppage time at the end of each half.
To qualify
Bet on who goes through.
Margin
The extra over 100%.

Two-way and Asian options

Some US books offer a two-way soccer moneyline that refunds on a draw. It is the same as draw no bet under another name. Some books also offer a three-way line on halves, which works the same way for 45 minutes.

Asian handicap lines remove the draw too. A 0 handicap is draw no bet, while -0.5 means the team must win. A small difference in margin adds up over many bets, so line shopping matters here too.

Compare these options with the three-way price. Removing the draw shortens the price, so you trade payout for cover.

Keep reading

Related pages

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After the 90 seconds

Questions before and after you play

A 90-second guide cannot cover every table moment. Tap a group, then a question — answers are short paragraphs, not one-liners.

01Basics

What is a three-way moneyline?

A soccer bet with three outcomes: home win, draw and away win. Rules differ between licensed sportsbooks, so read the house rules.

Does extra time count?

No. It settles on 90 minutes plus added time only. Rules differ between licensed sportsbooks, so read the house rules.

Why is it called 1X2?

1 is the home team, X is the draw and 2 is the away team. Rules differ between licensed sportsbooks, so read the house rules.

02Rules

What happens on a draw?

Bets on either team lose, and bets on the draw win. Rules differ between licensed sportsbooks, so read the house rules.

Does added time count?

Yes. Stoppage time is part of the 90 minutes. Rules differ between licensed sportsbooks, so read the house rules.

What if the match is abandoned?

Many books void bets unless the match resumes soon. Rules differ between licensed sportsbooks, so read the house rules.

03Strategy

How common are draws?

About one match in four in many leagues, though rates vary by league and season.

When should I use draw no bet?

When you like a team but fear a draw, and accept a shorter price. Rules differ between licensed sportsbooks, so read the house rules.

Where can I get help?

If betting stops being fun, call or text 1-800-GAMBLER for free, private help any time of day.

Sources

  1. IFAB — Laws of the Game Not from a registry (Reference source, not an official registry) · accessed Oct 15, 2026Match length and added time
  2. FBref — Football statistics Not from a registry (Reference source, not an official registry) · accessed Oct 15, 2026League results and draw rates
  3. Wizard of Odds — Sports betting Not from a registry (Reference source, not an official registry) · accessed Oct 15, 2026Sports betting math
  4. National Council on Problem Gambling — Help and resources Not from a registry (Reference source, not an official registry) · accessed Oct 15, 2026Free, confidential help: call or text 1-800-GAMBLER