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Pair Plus: a bet on your own three cards

Pair Plus pays when your three cards make a pair or better. It ignores the dealer’s hand. The pay table decides the cost: the common 1-4-6-30-40 table has about a 2.3% edge, and lower tables reach 7% or more.

Reviewed Oct 14, 2026

Answer first

90s
Hand1-4-6-30-401-3-6-30-401-3-5-30-40
Straight flush40 to 140 to 140 to 1
Three of a kind30 to 130 to 130 to 1
Straight6 to 16 to 15 to 1
Flush4 to 13 to 13 to 1
Pair1 to 11 to 11 to 1
House edgeAbout 2.3%About 7.3%About 10.1%

Key numbers

Pair Plus in four numbers

About 26%Chance of a winPair or better
1 in 460Straight flushAbout
1 in 425Three of a kindAbout
2.3%Best common edge1-4-6-30-40

In short

Key takeaways

  • Pair Plus is decided only by your three cards.
  • The flush pay is the line to check first: 4 to 1 is much better than 3 to 1.
  • About three hands in four lose the Pair Plus bet.
  • Some tables add a six-card or mini royal bonus with separate pays.

Cheat sheet

Pair Plus winners

Glance the faces — compare in one second.

  1. 1Straight flush

    Pays 40 to 1

  2. 2Straight

    Pays 6 to 1 — beats a flush in this game

  3. 3Pair

    Pays 1 to 1

Hand odds

HandChance
Straight flush0.22%
Three of a kind0.24%
Straight3.26%
Flush4.96%
Pair16.94%
No win74.39%

Out of 22,100 possible hands.

Why a straight beats a flush

With three cards, flushes are more common than straights. So the game ranks a straight higher and pays it more.

This differs from five-card poker, which can confuse new players.

Cost per hour at $10

Pay tableEdgeHands per hourAverage loss
1-4-6-30-402.3%50About $11.60
1-3-6-30-407.3%50About $36.40
1-3-5-30-4010.1%50About $50.50

Pay tables vary by casino.

Pair Plus vs Ante

The Ante and Play bets have a combined edge of about 3.4% per Ante, or about 2% of total action. Pair Plus with the best table costs about the same.

Many players bet both.

Sequence

Checking a table

  1. Step 01

    Find the placard

    Pay table printed.

  2. Step 02

    Check the flush pay

    4 to 1 is best.

  3. Step 03

    Check the straight pay

    6 to 1.

  4. Step 04

    Bet within budget

    Most hands lose.

Online Pair Plus

Online Three Card Poker games list their Pair Plus pays in the help screen. Many use the 1-4-6-30-40 table.

Live dealer games often match land pays.

Floor rules

Pair Plus terms

Know before you sit

Pair Plus
Side bet on your own three cards.
Ante
The main bet against the dealer.
Pay table
The list of payouts.
Mini royal
A-K-Q suited.

Progressive versions

Some tables offer a progressive side bet that pays a jackpot for a mini royal or six-card royal. The edge depends on the meter; it is usually high until the jackpot grows large.

Read the progressive placard carefully.

Ante bonus vs Pair Plus

HandAnte bonus (common)Pair Plus (1-4-6-30-40)
Straight flush5 to 140 to 1
Three of a kind4 to 130 to 1
Straight1 to 16 to 1

The Ante bonus pays even when the dealer wins.

Common mistakes

Ignoring the pay table
Edges range from 2% to 10%.
Thinking a flush beats a straight
Not here.
Betting big on Pair Plus
Most hands lose.
Confusing it with the six-card bonus
Different bets.

Keep reading

Related pages

Go play

Where to play in Las Vegas

Tap a resort — each row opens that casino’s White Gambling page (hours, game mix, floor facts). Venues with this game in official counts, sorted high to low.

Browse all Las Vegas casinos →

After the 90 seconds

Questions before and after you play

A 90-second guide cannot cover every table moment. Tap a group, then a question — answers are short paragraphs, not one-liners.

01Basics

What is Pair Plus?

A Three Card Poker bet that pays on your own pair or better. House rules can vary, so check the table placard or ask the dealer.

Does the dealer’s hand matter?

No. Pair Plus ignores the dealer. House rules can vary, so check the table placard or ask the dealer.

What is the best pay table?

The common 1-4-6-30-40 table, with about a 2.3% edge. House rules can vary, so check the table placard or ask the dealer.

02Odds

How often does Pair Plus win?

About 26% of hands. House rules can vary, so check the table placard or ask the dealer.

Why does a straight pay more than a flush?

With three cards, straights are rarer than flushes. House rules can vary, so check the table placard or ask the dealer.

What is the chance of three of a kind?

About 0.24%, roughly 1 in 425. House rules can vary, so check the table placard or ask the dealer.

03At the table

Can I bet Pair Plus alone?

At most tables, yes. House rules can vary, so check the table placard or ask the dealer.

Do online games offer Pair Plus?

Yes, with pays shown in the help screen. House rules can vary, so check the table placard or ask the dealer.

Is Pair Plus better than the Ante?

With the best pay table, the cost is similar. House rules can vary, so check the table placard or ask the dealer.

Sources

  1. Wizard of Odds — Three Card Poker Not from a registry (Reference source, not an official registry) · accessed Oct 14, 2026Pair Plus pay tables
  2. Wizard of Odds — Three Card Poker appendix Not from a registry (Reference source, not an official registry) · accessed Oct 14, 2026Hand odds
  3. Nevada Gaming Control Board · accessed Oct 14, 2026Approved games and gaming revenue reports
  4. National Council on Problem Gambling — Help and resources Not from a registry (Reference source, not an official registry) · accessed Oct 14, 2026Free, confidential help: call or text 1-800-GAMBLER