The 3-point Molly: three numbers, full odds
The 3-point Molly is a craps routine with a pass line bet and two come bets, each backed with odds. You keep up to three numbers working. Odds bets pay true odds, so the combined house edge is low.
Reviewed Oct 15, 2026
Answer first
90s- 01Pass line plus two come bets, all with odds.
- 02Odds bets carry no house edge.
- 03A seven-out takes everything at once.
Key numbers
3-point Molly at a glance
In short
Key takeaways
- Lower edge does not mean lower risk.
- Full odds put much more money out.
- Come odds are off on the come-out roll by default.
- Set a loss limit for the session.
Progress
Building a 3-point Molly
- 1
Pass line
$10 on the come-out
- 2
Point
6, add $50 odds
- 3
Come bet 1
$10, travels to 5, add $40
- 4
Come bet 2
$10, travels to 9, add $40
- 5
Stop
Three numbers working
At a table with 3-4-5x odds.
Odds allowed and what they pay (3-4-5x table, $10 flat)
| Point | Max odds | True odds pay | Odds win |
|---|---|---|---|
| 4 or 10 | 3× ($30) | 2 to 1 | $60 |
| 5 or 9 | 4× ($40) | 3 to 2 | $60 |
| 6 or 8 | 5× ($50) | 6 to 5 | $60 |
3-4-5x odds always pay $60 on a $10 flat bet.
How the routine works
You start with a pass line bet. On the come-out roll, a 7 or 11 wins, and 2, 3 or 12 loses. Any other number becomes the point, and you add odds behind the pass line.
You then place a come bet. It works like a fresh pass line bet: the next roll sets its own number, and the dealer moves your chips there. You add odds to it. Then you place a second come bet the same way.
When one of your numbers wins, you collect and usually replace it with a new come bet to keep three working. When a 7 rolls after the point, the shooter sevens out and all three bets lose.
House edge by odds level (pass or come with odds)
| Odds allowed | Combined edge | Flat edge |
|---|---|---|
| None | 1.41% | 1.41% |
| 1× | 0.85% | 1.41% |
| 2× | 0.61% | 1.41% |
| 3-4-5× | 0.37% | 1.41% |
| 10× | 0.18% | 1.41% |
Edge on total money bet; source Wizard of Odds.
Money on the table
At a $10 table with 3-4-5x odds, say the point is 6, and your come bets travel to 5 and 9. You have $10 plus $50 on the 6, and $10 plus $40 on both the 5 and the 9. That is $160 at risk.
If the 6 rolls, you win $10 on the flat bet and $60 on the odds. If a 7 rolls, you lose all $160. The edge per dollar is low, but the dollars are many, so a few quick seven-outs can hurt a bankroll fast.
Some players take less than full odds to cut risk. The edge rises a little, but the money out drops sharply, which suits a smaller bankroll.
Sequence
Playing the 3-point Molly
Step 01
Bet the pass line
Wait for a point.
Step 02
Add odds
Up to the table limit.
Step 03
Place a come bet
Add odds when it moves.
Step 04
Place a second
Three numbers working.
Step 05
Replace winners
Or stop at your limit.
Rules to know
Odds on come bets are off by default on the next come-out roll, so a 7 then does not take them. The flat come bets still lose to that 7, while the pass line bet wins. Ask the dealer if you want your odds working.
You can take down or reduce odds at any time, but never the flat pass or come bet once a point is set. Tables differ on maximum odds, so read the placard before you start.
The routine does not change the odds of any roll. It just keeps more of your money on low-edge bets instead of high-edge bets like the field or proposition bets.
Floor rules
3-point Molly terms
Know before you sit
- Come bet
- A new pass line bet after the point.
- Odds bet
- Extra bet paid at true odds.
- Seven-out
- A 7 after the point; the shooter loses.
- 3-4-5x odds
- Odds limits by point number.
Common mistakes
- Thinking low edge means safe
- More money is at risk.
- Forgetting come odds are off
- Ask the dealer.
- Always taking full odds
- Size to your bankroll.
- Adding prop bets
- They raise the edge.
Keep reading
Related pages
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01Basics
What is a 3-point Molly?
A craps routine with a pass line bet and two come bets, each backed with odds. House rules can vary, so check the table placard or ask the dealer.
Why is it popular?
It keeps three numbers working, mostly on bets with a low edge. House rules can vary, so check the table placard or ask the dealer.
Does it beat the house?
No. It lowers the edge per dollar, but the house still has one. House rules can vary, so check the table placard or ask the dealer.
02Numbers
What is the house edge?
About 0.37% on total money with 3-4-5x odds, against 1.41% on the flat bet. House rules can vary, so check the table placard or ask the dealer.
How much is at risk?
At a $10 table with full 3-4-5x odds, often around $160 with three numbers. House rules can vary, so check the table placard or ask the dealer.
What do odds pay?
2 to 1 on 4 and 10, 3 to 2 on 5 and 9, and 6 to 5 on 6 and 8. House rules can vary, so check the table placard or ask the dealer.
03Rules
Are come odds working on the come-out?
Usually not by default. Ask the dealer to turn them on if you want them. House rules can vary, so check the table placard or ask the dealer.
Can I remove odds?
Yes, odds can be reduced or taken down at any time. House rules can vary, so check the table placard or ask the dealer.
Where can I get help?
If gambling stops being fun, call or text 1-800-GAMBLER for free, private help. House rules can vary, so check the table placard or ask the dealer.
Sources
- Wikipedia — Craps Not from a registry (Reference source, not an official registry) · accessed Oct 15, 2026Pass line, come and odds bets
- Wizard of Odds — Craps Not from a registry (Reference source, not an official registry)The gaming industry’s standard reference for casino-game math, by actuary Michael Shackleford. Not an official registry; our calculators compute these numbers independently. · accessed Oct 15, 2026House edge with odds
- Nevada Gaming Control Board · accessed Oct 15, 2026Approved games and gaming revenue reports
- National Council on Problem Gambling — Help and resources Not from a registry (Reference source, not an official registry) · accessed Oct 15, 2026Free, confidential help: call or text 1-800-GAMBLER