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Caribbean Stud: five cards against the dealer

Caribbean Stud Poker is a five-card game against the dealer. You bet an Ante, see your cards and one dealer card, then fold or Call for twice the Ante. The dealer needs ace-king or better to qualify.

Reviewed Oct 15, 2026

Answer first

90s
  1. 01The Call bet is always twice the Ante.
  2. 02If the dealer does not qualify, the Ante pays 1 to 1 and the Call pushes.
  3. 03Big hands pay bonus odds on the Call bet, up to 100 to 1 for a royal.

Key numbers

Caribbean Stud in four numbers

2xCall betTwice the Ante
A-KQualifierDealer minimum
100 to 1Royal flushOn the Call bet
About 5.2%Ante edgeStandard rules

In short

Key takeaways

  • Always call with a pair or better.
  • Fold hands weaker than ace-king.
  • Ace-king hands are close; many players call when they match a dealer card.
  • The progressive side bet usually has a large house edge.

On the felt

A typical hand

  • Your hand

    Pair of eights, call

  • Dealer upcard

    Four cards hidden

  • Dealer reveals

    No ace-king: does not qualify

Your Ante wins 1 to 1; the Call bet pushes.

Pay table

Call bet paytable (common)

Glance before you bet

HandPays
Royal flush100 to 1
Straight flush50 to 1
Four of a kind20 to 1
Full house7 to 1
Flush5 to 1
Straight4 to 1
Three of a kind3 to 1
Two pair2 to 1
Pair or A-K1 to 1

Some casinos cap the total payout; check the sign.

How a round works

You place the Ante and, if offered, a $1 progressive side bet. You get five cards face down. The dealer gets five, with one face up. You fold and lose the Ante, or Call by adding twice the Ante.

The dealer turns over. Without ace-king or better, you win the Ante at even money and the Call is returned. If the dealer qualifies and you win, the Ante pays even money and the Call pays by your hand.

Outcomes when you Call

DealerYour handAnteCall
Does not qualifyAnyWins 1 to 1Push
QualifiesBeats dealerWins 1 to 1Pays by table
QualifiesLosesLosesLoses
QualifiesTiesPushPush

The non-qualify rule caps how much a monster hand can win.

The frustration of non-qualifying

When you hold a flush and the dealer fails to qualify, you only win the Ante. The bonus pay on the Call is lost. That happens on about 44% of hands, and it is a big part of why the house edge is above 5%.

The progressive side bet is the only way a great hand always pays big, but it is costly.

Sequence

Basic strategy

  1. Step 01

    Pair or better

    Always call.

  2. Step 02

    Less than ace-king

    Always fold.

  3. Step 03

    Ace-king with a card matching the dealer upcard

    Call.

  4. Step 04

    Ace-king with Q or J and dealer card lower

    Usually call.

  5. Step 05

    Other ace-king hands

    Fold or follow a full chart.

A word on the progressive

The progressive costs about $1 per hand and pays for a flush or better, with a royal flush taking all or part of the meter. Unless the meter is very large, the return is low.

Treat it as entertainment, not value, and do not let it change your Call decisions.

Floor rules

Caribbean Stud terms

Know before you sit

Ante
First bet before cards.
Call
Second bet, twice the Ante.
Qualify
Dealer holds ace-king or better.
Progressive
Optional $1 jackpot bet.

Online versions

Many online casinos offer Caribbean Stud with the same rules, sometimes with a slightly better paytable. A live dealer version also exists.

Online, the progressive is often linked across many tables, so meters grow faster.

Caribbean Stud vs similar games

GameMax raiseEdge per Ante
Caribbean Stud2xAbout 5.2%
Three Card Poker1xAbout 3.4%
Ultimate Texas Hold’em4xAbout 2.2%

Approximate figures.

Common mistakes

Calling with junk
Fold below ace-king.
Folding pairs
Always call a pair.
Overplaying the progressive
The edge is high.
Ignoring payout caps
Check the sign.

Keep reading

Related pages

Go play

Where to play in Las Vegas

Tap a resort — each row opens that casino’s White Gambling page (hours, game mix, floor facts). Venues with this game in official counts, sorted high to low.

Browse all Las Vegas casinos →

After the 90 seconds

Questions before and after you play

A 90-second guide cannot cover every table moment. Tap a group, then a question — answers are short paragraphs, not one-liners.

01Basics

How big is the Call bet?

Always exactly twice the Ante. House rules can vary, so check the table placard or ask the dealer.

What does the dealer need to qualify?

Ace-king high or better. House rules can vary, so check the table placard or ask the dealer.

What happens if the dealer does not qualify?

You win the Ante at even money and the Call is returned. House rules can vary, so check the table placard or ask the dealer.

02Strategy

Should I call every pair?

Yes. Calling with any pair is right. House rules can vary, so check the table placard or ask the dealer.

When should I fold?

Fold any hand weaker than ace-king. House rules can vary, so check the table placard or ask the dealer.

What about ace-king?

It is close; call if one of your cards matches the dealer’s upcard. House rules can vary, so check the table placard or ask the dealer.

03Side bet

What is the progressive?

A $1 side bet that pays for a flush or better, with a jackpot for a royal. House rules can vary, so check the table placard or ask the dealer.

Is it worth playing?

Only when the meter is very large; otherwise the return is poor. House rules can vary, so check the table placard or ask the dealer.

Do I need to call to win it?

At most tables the side bet pays on your hand even if you fold. House rules can vary, so check the table placard or ask the dealer.

Sources

  1. Wizard of Odds — Caribbean Stud Poker Not from a registry (Reference source, not an official registry) · accessed Oct 15, 2026Rules, odds and house edge
  2. Nevada Gaming Control Board · accessed Oct 15, 2026Approved games and gaming revenue reports
  3. UNLV Center for Gaming Research Not from a registry (Reference source, not an official registry) · accessed Oct 15, 2026Research library on casino games and gambling
  4. National Council on Problem Gambling — Help and resources Not from a registry (Reference source, not an official registry) · accessed Oct 15, 2026Free, confidential help: call or text 1-800-GAMBLER